| Test your knowledge about flooding right here! As a result of numerous recent floods, it seems everyone has an opinion on this subject. Yet flooding should be given its due, as it is more complex than just knowing a few facts. The goal is simple: provide as much information as possible in one place where people can go to find correct answers about various aspects related to flooding – while enjoying the process. To this end, examples were used wherever possible to accurately gauge respondents’ understanding of concepts rather than answering complicated equations. To provide immediate results of your survey and others, HRPC improved its website with a grant from The Community Foundation. Our quiz was developed to be a learning experience, not a lecture on what you don’t know.
Flooding is a certainly a subject worth taking time to prepare a reliable source of information and supporting facts. A committee of engineers, planners, response agency, service providers, and others were assembled to prepare what we believe is a fair, balanced and correct quiz. HRPC is grateful for their time and expertise about a variety of subjects. The quiz takes 20 - 30 minutes but reflects many hours of research you would have to do otherwise.
The fact of the matter is, however, we could only go so far in transforming a complicated, frustrating, and often aggravating subject into an online survey. The phenomena involves numerous natural and physical variables that compound upon each other. This helps explain why a particular area may flood or not after the same amount of rainfall. The properties of water, soil, terminology, abbreviations, and general characteristics of flood events are essential to an informed understanding. Physics and mathematics, along with a familiarity of general building, development and farming practices are also necessary. Government and non-profit, volunteer service organizations also play an integral role before, during and after a flood event.
You can see your results at the end of the survey. Correct answers and their sources are provided, along with links to more information where available. You can print your results for future reference. Hopefully you will find the information useful in future discussions regarding flooding. Good Luck!
| | 1. Just a few demographic questions to start with.
Where do you live? | Response Percent | Response Total | | Findlay
| | 55.11% | 426 | | Hancock County
| | 24.32% | 188 | | other | | 20.57% | 159 | | Total Respondents: | 773 | | Total Skipped: | 106 |
| 2. Do you live in the Special Flood Hazard Area (100 year floodplain)? | Response Percent | Response Total | | Yes
| | 16.97% | 131 | | No
| | 72.67% | 561 | | Don't know | | 10.36% | 80 | | Total Respondents: | 772 | | Total Skipped: | 107 |
| 3. What is your opinion about flooding in Findlay and the surrounding area? | | | Agree
| Disagree | Response Total | | Development is a significant factor that causes flooding.
| 57.10% (430) | 42.90% (323) | 753 | | Development has only a minor impact.
| 43.55% (324) | 56.45% (420) | 744 | | The draining of farm fields via drainage tile has a significant impact on flooding?
| 56.20% (417) | 43.80% (325) | 742 | | Farm drainage tile has little impact on flooding?
| 41.21% (300) | 58.79% (428) | 728 | | No one is doing anything to stop flooding.
| 30.74% (229) | 69.26% (516) | 745 | | Positive progress is being made toward reducing flooding.
| 46.35% (343) | 53.65% (397) | 740 | | Local officials are trying to acquire land at cheap prices, which is why they won't do anything about flooding.
| 18.78% (136) | 81.22% (588) | 724 | | People who move into flooded areas should know the risks.
| 95.68% (709) | 4.32% (32) | 741 | | No one is causing flooding, its just nature and Northwest Ohio is currently recieving above average amounts of rain.
| 47.83% (353) | 52.17% (385) | 738 | | The new Walmart has caused flooding to become much worse.
| 25.51% (187) | 74.49% (546) | 733 | | Any solution to flooding will be too expensive to implement.
| 23.34% (172) | 76.66% (565) | 737 | | Many small flood mitigation practices will help to reduce the severity of flooding. | 82.20% (605) | 17.80% (131) | 736 | | Total Respondents: | 766 | | Total Skipped: | 113 |
|
| | | 4. One cubic foot of water is equal to how many gallons of water, approximately? | Response Percent | | A. 3.5 gallons
| | 39.27% | | B. 7.5 gallons
| | 38.96% | | C. 10.0 gallons
| | 14.04% | | D. 11.1 gallons | | 7.73% |
The correct answer is "B".
Explanation:
1 cubic foot water = 7.5 gallons
Water Conversion Table: click here
| 5. What is the weight of 100 gallons of water? | Response Percent | | A. 100 lbs
| | 5.47% | | B. 329 lbs
| | 17.97% | | C. 780 lbs
| | 37.81% | | D. 834 lbs | | 38.75% |
The correct answer is "D".
Explanation:
1 gallon water = 8.34 lbs x 100 = 834lbs
Water Facts Info: click here
| 6. If 100 gallons of water were frozen, its volume would increase and its weight would: | Response Percent | | A. decrease
| | 16.95% | | B. increase
| | 15.40% | | C. stay the same | | 67.65% |
The correct answer is "C".
Explanation:
Water expands when it freezes, however, it’s total weight will not change, because the number of molecules making up the water will not change.
For more info: click here
| 7. Percolation is: | Response Percent | | A. The process of water passing downward through the soil layers.
| | 70.02% | | B. The process of ground water bubbling up through the soil.
| | 26.37% | | C. A rate calculated when you divide the speed of waterflow by the present temperature.
| | 1.88% | | D. none of the above | | 1.73% |
The correct answer is "A".
Explanation:
For more info: click here
| 8. The type of soil has an effect on percolation? | Response Percent | | True
| | 97.02% | | False | | 2.98% |
The correct answer is "True".
Explanation:
Generally speaking, the larger the soil particle size, the better the drainage will be. This is why golf greens and sports fields are ultimately designed with sand based soils. On the other hand, very fine particles (clay and silt) tend to drain poorly, but hold on to more water in the soil system. The distribution of soil particles (size and relative amounts) is used to determine the 'soil textural class'. There are basically twelve soil classes based on texture. From knowledge about the textural class of soil, information can be inferred about it's infiltration, water holding capacity, and how much water the turf can actually use.
For more info: click here
| 9. Frozen ground has what effect on percolation?
| Response Percent | | A. Increases the speed of percolation
| | 7.57% | | B. Decreases the speed of percolation
| | 88.64% | | C. Has no effect on percolation
| | 2.52% | | D. Percolation can only occure when the ground is frozen | | 1.26% |
The correct answer is "B".
Explanation:
Yes, frozen ground does affect percolation. Frozen soil acts as a barrier reducing the infiltration capacity significantly during the winter season causing surface runoff and soil erosion.
For more info: click here
Ice within the pore spaces of frozen soils typically reduces infiltration rates, but only soils that were saturated on freezing will completely prevent water from entering.
For more info: click here
| 10. Does the amount of water present in the soil (saturation) effect the percolation rate? In other words, if the ground is already soaked from an earlier rainfall, does it effect the speed to which the rain drains through the ground? | Response Percent | | True
| | 90.51% | | False | | 9.49% |
The correct answer is "False".
Explanation:
The saturation level of the soil will not change the percolation rate. The soil will drain the same RATE, but there is just more to drain. A practicle example is a bathtub, it drains at the same rate wether it is completely full or half full.
For more info: click here
| 11. Ground water is water that lies on the ground? | Response Percent | | True
| | 22.91% | | False | | 77.09% |
The correct answer is "False".
Explanation:
Groundwater is all water that is underground, as opposed to on the surface of the ground. The term usually refers to water in the saturated zone below the water table. This is water that supplies wells.
Link explaining many facts about ground water. click here
| 12. What is a watershed? | Response Percent | | A. An area of water that drains to a common low point.
| | 62.54% | | B. A body of water surrounded by land that has both an inlet and outlet.
| | 8.89% | | C. The land located within the floodplain
| | 11.11% | | D. An area that extends 1000 feet from the center of a river, creek, or stream. | | 17.46% |
The correct answer is "A".
Explanation:
The concept of a watershed is basic to all hydrologic designs. Since large watersheds are made up of many smaller watersheds, it is necessary to define the watershed in terms of a point. This point is usually the location at which the design is being made and is referred to as the watershed “outlet”. With respect to the outlet, the watershed consists of all land area that “sheds” water to the outlet during a rainstorm. Using the concept that “water runs downhill”, a watershed is defined by all points enclosed within an area from which rain falling at these points will contribute water to the outlet. Figure 1. depicts the delineation of a watershed boundary.
For more information: click here
| 13. Every inch of the United States is contained within a watershed area? | Response Percent | | True
| | 55.93% | | False | | 44.07% |
The correct answer is "True".
Explanation:
All land drains somewhere, and therefore part of a watershed.
For more information: click here
| 14. In hydrology the initials 'cfm' mean: | Response Percent | | A. calculated flood mean
| | 8.67% | | B. cubic feet per minute
| | 88.60% | | C. caution flood movement
| | 0.96% | | D. conditional flood mitigation | | 1.77% |
The correct answer is "B".
Explanation:
CFM= Cubic Feet Per Minute
Often used to measure the flow of water or air.
| 15. The Floodway is: | Response Percent | | A. The same as the floodplain.
| | 3.36% | | B. The portion of the river owned and maintained by the Army Corps of Engineers as a "navigable waterway".
| | 7.04% | | C. The land area likely to experience flooding during heavy rain events.
| | 34.56% | | D. An area of the river determined by an engineering formula to represent significant flow during a flood event. | | 55.04% |
The correct answer is "D".
Explanation:
Per Floodplain Management Study of Blanchard River and Riley Creek, Soil Conservation Service U.S. Dept. of Agriculture, Revised July 1990. “The regulatory floodway is not an actual channel, rather, it is the equivalent area required to convey the 100-year flood without increasing the water surface elevation more than 1.0 foot. Federally, no fill is permitted within the floodway boundary. Another purpose of the floodway in to identify that part of the floodplain where potential damage is the greatest, i.e., the velocity and depth of flooding are greatest.
Fema Floodway Information: click here
| 16. The term "100 Year Flood" means: | Response Percent | | A. The number 100 represents an average area affected by floodwaters for all the floods which occured in the past 100-year interval.
| | 18.88% | | B. There is a 1% chance of a 100-year flood being equaled or exceeded in any given year.
| | 57.92% | | C. When a 100-year flood occurs it won't happen again for another 100 years.
| | 13.60% | | D. There is a .1% chance of a 100-year flood occuring in any 10 year period. | | 9.60% |
The correct answer is "B".
Explanation:
This question points out the importance of proper terminology. The term "100-year flood" is used in an attempt to simplify the definition of a flood that statistically has a 1-percent chance of occurring in any given year. Likewise, the term "100-year storm" is used to define a rainfall event that statistically has this same 1-percent chance of occurring. In other words, over the course of 1 million years, these events would be expected to occur 10,000 times. But, just because it rained 10 inches in one day last year doesn't mean it can't rain 10 inches in one day again this year.
For more information: click here
| 17. Only structures within the 100 year floodplain are eligible to participate in the National Flood Insurance Program. | Response Percent | | True
| | 21.96% | | False | | 78.04% |
The correct answer is "False".
Explanation:
Facts and Myths of Flood Insurance click here
| 18. The Ohio Environmental Protection Agency requires a permit to construct a building in a floodplain. | Response Percent | | True
| | 44.59% | | False | | 55.41% |
The correct answer is "False".
Explanation:
A permit is not required by the EPA. Locally, permits are required by the City of Findlay or Hancock County, depending on location. The requirement is set forth in the Flood Damage Reduction Ordinance passed by each jurisdiction. Enforcing the regulations is required in order for the the communities and property owners to participate in the National Flood Insurance Program.
Source: City of Findlay and Ohio EPA
| 19. Detention ponds often do not work because many are filled with water. This decreases the ponds' storage capacities. | Response Percent | | True
| | 61.74% | | False | | 38.26% |
The correct answer is "False".
Explanation:
Retention ponds are designed to hold water at all times. All of the required storage capacity is provided ABOVE the pond's normal water level.
For more information click here
| 20. What is the difference between a retention pond and a detention pond? | Response Percent | | A. A retention pond is designed to hold a pool of water at all times while a detention pond only holds water as needed to control runoff and is dry the rest of the time.
| | 58.97% | | B. A detention pond is designed to hold a pool of water at all times while a retention pond only holds water as needed to control runoff and is dry the rest of the time.
| | 25.69% | | C. There is no difference, the terms are interchangeable.
| | 9.69% | | D. Retention ponds are only used in residential developments and detention ponds are used in commercial developments. | | 5.65% |
The correct answer is "A".
Explanation:
Retention ponds are designed to hold a pool of water at all times while detention ponds only hold water as needed to control runoff and are dry the rest of the time. Both ponds are used to control the rate of runoff from developed property, either residential or commercial.
A retention pond is designed to hold some constant pool of water, often for aesthetic or water quality reasons, the required storage capacity needed to serve the development is provided above the normal water level. Excess water collected during rain events is released at a slow rate through a pipe or other outlet until the pond reaches its normal water level.
In a detention pond, the outlet pipe is located at the bottom of the pond, not allowing water to remain in the pond during dry weather. The minimum size of the pond is determined only by the required storage capacity needed to serve the development during periodic rain events. During rain events, runoff is collected in the detention pond and is released at a slow rate through the outlet pipe until the pond is empty. It then remains empty until the next rain event.
For more information click here
Wikipedia Defenitions click here
| 21. Per Hancock County’s Emergency Operations Plan, private damage assessments are to be conducted after a disaster by volunteers of the EMA office and staff and volunteers of the American Red Cross. This process is not a law, but represents a written agreement between the agencies. The information will be shared among response agencies to allow for quicker and more accurate reporting. | Response Percent | | True
| | 81.02% | | False | | 18.98% |
The correct answer is "True".
Explanation:
Use of this data is vital to the expediency of response from State and Federal Agencies.
Hancock EMA Emergency Response Plan: click here
|
| | | 22. How many acres are in Hancock County? | Response Percent | | A. 340,480 acres
| | 25.20% | | B. 220,860 acres
| | 10.43% | | C. 530,650 acres
| | 41.14% | | D. 614,230 acres | | 23.23% |
The correct answer is "A".
Explanation:
532 sq. miles = 340,480 acres
For more information: click here
| 23. What percentage of Hancock County does Findlay's area comprise? | Response Percent | | A. 32.1%
| | 9.67% | | B. 15.8%
| | 25.53% | | C. 9.6%
| | 27.66% | | D. 3.7% | | 37.14% |
The correct answer is "D".
Explanation:
Hancock County occupies 532 square miles (340,480 acres) and the City of Findlay occupies 19.48 square miles (12,467 acres)
Source: HRPC
| 24. Findlay has 1,873 acres within the 100 year floodplain. What percentage of the city does this represent? | Response Percent | | A. 14.8%
| | 48.74% | | B. 26.5%
| | 16.31% | | C. 5.3%
| | 29.32% | | D. 31.2% | | 5.63% |
The correct answer is "A".
Explanation:
The City of Findlay is 19.48 square miles (12,467.2 acres), with 2.88 square miles (1,843 acres) in the floodplain. This means 14.8% of the City of Findlay is located within the 100 year floodplain.
Source: City of FIndlay
| 25. Findlay covers what percentage of the Blanchard River Watershed? | Response Percent | | A. 0.8%
| | 34.45% | | B. 2.5%
| | 31.69% | | C. 4.2%
| | 26.18% | | D. 14% | | 7.68% |
The correct answer is "B".
Explanation:
For more information click here
Watershed Map click here
| 26. How many acres of land drain through Findlay and the stream gauge located near CR 140? | Response Percent | | A. 101,120 acres
| | 20.56% | | B. 221,440 acres
| | 33.33% | | C. 312,920 acres
| | 22.75% | | D. 396,480 acres | | 23.35% |
The correct answer is "B".
Explanation:
346 square miles (221,440 acres) beginning at the north end of Kenton and encompassing the villages of Mt. Blanchard, Arlington, etc.
Watershed Map click here
| 27. How many miles does the Blanchard River flow from its origin until its gets to the Main Street bridge in downtown Findlay? | Response Percent | | A. 30 miles
| | 41.42% | | B. 10 miles
| | 7.50% | | C. 40 miles
| | 40.24% | | D. 20 miles | | 10.85% |
The correct answer is "A".
Explanation:
The Blanchard River originates in Hardin County, near Kenton, OH.
Watershed Map click here
Source: 1990 Flood Plain Management Study of the Blanchard River, Soil Conservation Sercive, U.S. Department of Agriculture
| 28. Approximately how many structures are located within the 100 year floodplain in the City of Findlay? | Response Percent | | A. 2200
| | 23.96% | | B. 1200
| | 41.58% | | C. 3100
| | 10.69% | | D. 1900 | | 23.76% |
The correct answer is "A".
Explanation:
Findlay has 2200 structures in the 100 year floodplain, including primary and secondary structures such as detached garages. Accessory structures require a seperate flood insurance policy from the primary structure. Many people choose not to insure their accessory structures and only insure the primary structure.
Source: City of Findlay Engineering
Map showing parts of Findlay and the buildings in the floodplain: click here
| 29. In the City of Findlay, approximately how many properties had flood insurance prior to the August 2007 flood? | Response Percent | | A. 900
| | 30.36% | | B. 500
| | 40.87% | | C. 2000
| | 7.94% | | D. 1200 | | 20.83% |
The correct answer is "D".
Explanation:
1200 insured properties.
1800 properties in the floodplain.
Total of 2,200 structures.
Source Findlay Engineering Deptment and ODNR
This site provides the number of flood insured homes updated every month click here
| 30. What level is considered "flood stage" for the Blanchard River in Findlay? | Response Percent | | A. 11 feet
| | 83.95% | | B. 8.5 feet
| | 7.35% | | C. 16 feet
| | 4.64% | | D. 9 feet | | 4.06% |
The correct answer is "A".
Explanation:
For more information: click here
| 31. When you hear the Blanchard River has "crested" in Findlay, this is based on: | Response Percent | | A. The National Weather Service
| | 32.17% | | B. USGS Stream Gage near the Reservoir.
| | 7.95% | | C. A demarcation instrument in Downtown Findlay.
| | 11.82% | | D. USGS Stream Gage near CR 140. | | 48.06% |
The correct answer is "D".
Explanation:
All official stream levels are reference to the Stream Gage located near CR 140 just west of Findlay. This gage and all records related to it are maintained by U.S. Geological Survey.
Current gage information can be viewed on the USGS website, click here
| 32. The water collected in catch basins, or street curb drains, flows directly to: | Response Percent | | A. Findlay's Water Treatment Plant
| | 5.68% | | B. Reservoirs at Riverbend
| | 1.57% | | C. Blanchard River or other stream
| | 72.41% | | D. Findlay's Wastewater Treatment Plant (Water Pollution Control Center) | | 20.35% |
The correct answer is "C".
Explanation:
All storm sewers, which collect storm water from catch basins and street curb drains, drain to a waterway such as the Blanchard River, Howard Run, Eagle Creek, Lye Creek, Dalzell Ditch, Jane Wolf Ditch, Rush Creek, or other waterway without treatment or removal of contaminants that might be present. Prior to reaching the waterway, water from newer developments may be detained/retained in a pond.
Source: City of Findlay Engineering & Water Pollution Control Center.
| 33. When you flush a toilet in the City of Findlay, where does the water go? | Response Percent | | A. Findlay's Water Treatment Plant
| | 20.08% | | B. Reservoirs at Riverbend
| | 0.97% | | C. Blanchard River and or its tributaries
| | 1.36% | | D. Findlay's Wastewater Treatment Plant (Water Pollution Control Center) | | 77.58% |
The correct answer is "D".
Explanation:
All sanitary sewage flows to the Findlay Water Pollution Control Center, located on River Road just west of Broad Avenue, where it is treated and tested according to strict EPA requirements, before being released back into the Blanchard River. One notable exception is the Spring Lake Subdivision, which uses a lagoon sewage collection system.
Source: City of Findlay & Water Pollution Control Center
| 34. Which of the following are allowed to be constructed in the floodplain? | Response Percent | | A. water well
| | 9.94% | | B. septic system
| | 3.12% | | C. both
| | 21.64% | | D. neither | | 65.30% |
The correct answer is "D".
Explanation:
Neither a septic system or water well may be constructed in the 100 year floodplain. One exception to this rule is if the "cap" of the water well is elevated to a height that is over the 100 year flood level.
Source: Hancock County Health Department
| 35. Which statement most accurately describes the land use within the Blanchard River Watershed: | Response Percent | | A. 25% agricultural, 30% urban, 45% forest
| | 4.34% | | B. 30% agricultural, 60% urban, 10% forest
| | 12.62% | | C. 50% agricultural, 35% urban, 15% forest
| | 26.23% | | D. 80% agricultural, 6% urban, 5% forest | | 56.80% |
The correct answer is "D".
Explanation:
In 1997, according to USDA-NRCS National Resource Inventory (NRI), the watershed was:
80% cropland
1% pastureland
5% forest
4 percent minor cover/uses
2% rural transportation,br>1% water,
1% Conversation Reserve Program
6% urban/built up land.
Source: January 2008 Rapid Watershed Assessment- Data Profile- Natural Resource Conversation Service (NRCS)
| 36. What is the total population of the Blanchard River Watershed? | Response Percent | | A. 48,799
| | 24.21% | | B. 91,266
| | 38.89% | | C. 130,254
| | 24.40% | | D. 160,301 | | 12.50% |
The correct answer is "B".
Explanation:
Source: 2000 Census Summary File 1 and 3
| 37. The City of Findlay is located entirely within the Blanchard River Watershed. | Response Percent | | True
| | 59.61% | | False | | 40.39% |
The correct answer is "True".
Explanation:
The northern boundary of the Blanchard River Watershed is near Van Buren.
To view map click here
Additional watershed map click here
| 38. The Villages of Arlington and Bluffton are not in the Blanchard River Watershed. | Response Percent | | True
| | 32.88% | | False | | 67.12% |
The correct answer is "False".
Explanation:
The following Cities and Villages are situated entirely or partly in the Blanchard River Watershed: Arlington, Beaverdam, Benton Ridge, Bluffton, Columbus Grove, Continental, Dunkirk, Dupont, Findlay, Forest, Glandorf, Jenera, Kenton, Miller City, Mount Blanchard, Mount Cory, Ottawa, Pandora, Patterson, Rawson, Vanlue, and Wharton.
Per Blanchard River Rapid Watershed Assessment, by NRCS, January 2008
Watershed Map click here
| 39. The Blanchard River causes flooding in Fostoria. | Response Percent | | True
| | 11.64% | | False | | 88.36% |
The correct answer is "False".
Explanation:
The Blanchard River does not cause flooding in Fostoria because the city is not in the Blanchard River Watershed. Runoff from Fostoria flows north to the Portage River, located in the Cedar-Portage Watershed.
Watershed Map click here
| 40. The flooding in Ottawa backs up the Blanchard River and causes Findlay to flood. | Response Percent | | True
| | 18.55% | | False | | 81.45% |
The correct answer is "False".
Explanation:
The 100 year flood elevation on the east side of Ottawa is approximately 732 feet above sea level. The 100 year flood elevation at CR 140, just west of Findlay is approximately 772 feet above sea level. This means that Ottawa is located approximately 40 feet lower than Findlay and would have to have floodwaters more than 40 feet over the 100 year flood level in Ottawa to begin backing up into Findlay.
Source: 1990 Flood Plain Management Study of the Blanchard River, Soil Conservation Sercive, U.S. Department of Agriculture
| 41. What is the highest and lowest elevation in the watershed? | Response Percent | | A. High 1125, Low 740
| | 15.18% | | B. High 1036, Low 677
| | 27.33% | | C. High 1002, Low 544
| | 24.29% | | D. High 908, Low 752 | | 33.20% |
The correct answer is "B".
Explanation:
The highest point in the watershed is in northern Hardin County. The lowest point is in western Putnam County.
Elevation map of the watershed: click here
| 42. As the Blanchard River flows northward from Hardin County toward Findlay, it falls at an average slope of about 9 feet per mile. In the area of Riverbend Park, the river turns to the west and flows westward through Findlay to Ottawa. The slope of the river changes after making the bend. What is the slope at which the river falls between this bend and Ottawa? | Response Percent | | A. 9 feet per mile
| | 6.56% | | B. 5 feet per mile
| | 46.72% | | C. 15 feet per mile
| | 9.34% | | D. 1 foot per mile | | 37.38% |
The correct answer is "D".
Explanation:
On average, the river falls only 1 foot per mile between Riverbend Park and the Village of Ottawa, versus the 9 feet per mile that it falls between Hardin County and Riverbend. This means that the water flowing in the river slows down considerably on its way through Findlay. In order to continue carrying the same amount of water, but at a slower pace, the river must increase in width and/or depth.
Add drawing.
Source: 1990 Flood Plain Management Study of the Blanchard River, Soil Conservation Sercive, U.S. Department of Agriculture
| 43. According to a soil survey analysis, what percentage of the Blanchard River Watershed was wetlands in its natural state prior to development, and the amount today. | Response Percent | | A. 23% and 6%
| | 23.41% | | B. 42% and 4.2%
| | 31.01% | | C. 62% and 7.5%
| | 34.70% | | D. 100% and 2% | | 10.88% |
The correct answer is "B".
Explanation:
Prior to historic settlement, wetlands were common in our area. Based on soil survey information, wetlands made up about 42 percent of the watershed. Due to clearing of swamp forest and the subsequent drainage of the land, most of the wetlands have been artificially drained. Wetlands occurring in cropland currently constitute less than 1 percent of the watershed and wooded wetlands constitute about 3.2 percent of the watershed.
Source: Natural Resource Conservation Service - Rapid Watershed Assessment, Data Profile, January 2008.
| 44. Blount soils and Pewamo soils make up 50 percent of the soil in the watershed. What best describes these two soils? | Response Percent | | A. Hazard of soil subsidence.
| | 2.48% | | B. Drought hazard due to restricted root zone.
| | 6.82% | | C. Hazard of soil erosion via wind and water.
| | 20.66% | | D. Need artificial drainage for crop production.
| | 31.20% | | E. A and D | | 38.84% |
The correct answer is "D".
Explanation:
There are 256 different soil types in the watershed, each with its separate soil management concerns, crop productivity, and land use capability. The soils are dominantly nearly level, very poorly drained to gently sloping, somewhat poorly drained mineral soils formed in the deposits of lacustrine material or glacial till, but also include small acreages of moderately well drained soils on sloping to very steep slopes, sandy soils on beach ridges or organic soils in depresional areas.
Nearly level and gently sloping areas of somewhat poorly drained Blount soils comprise about 30 percent of the watershed. Occupying flats and low knolls on glacial till plains these soils need artificial drainage for crop production. Associated with Blount soils are very poorly drained Pewamo soils which compromise about 20 percent of the watershed and also need artificial drainage for farming.
Soil management concerns for most of the soils of the Blanchard River
Watershed include:
a) seasonal wetness and the need for artificial drainage on about 366,000 acres of land
b) a hazard of soil erosion by water on about 105,000 acres of land
c) a hazard of soil erosion by wind on about 5,000 acres.
Source: Natural Resource Conservation Service - Rapid Watershed Assessment, Data Profile, January 2008.
| 45. How many tons of soil run-off are estimated to be lost into the Blanchard River Watershed each year? | Response Percent | | A. 142,900 tons
| | 37.89% | | B. 425,000 tons
| | 35.61% | | C. 673,100 tons
| | 18.43% | | D. 837,900 tons | | 8.07% |
The correct answer is "D".
Explanation:
The total amount of silt for the watershed is from the 1997 study.
“Average soil erosion rates by water on all cropland in the Blanchard River Watershed has declined from about 2.8 T/Ac/Year (Tons per acre per year) to about 2.0 T/Ac/Year in 1997.
Source: Natural Resources Conservation Service – Rapid Watershed Assessment – Data Profile
Corrected from 837,900,000 to the correct answer of 837,800 tons
| 46. Dredging the Blanchard River has been reviewed as an option to help with flooding. However, this would not provide a permanent solution and may not even be cost effective. Why? | Response Percent | | A. The bottom of the Blanchard River is on bedrock in most locations, with little silt to be dredged.
| | 8.92% | | B. Any dredged areas would fill in with silt within a relatively short period of time, requiring dredging again.
| | 10.55% | | C. The only area that can be dredged is the current river bottom, which would provide little additional storage for floodwaters.
| | 4.26% | | D. All of the above | | 76.27% |
The correct answer is "D".
Explanation:
All of the above. In general, the Blanchard River flows on bedrock through the City of Findlay. There is very little sediment in the river in comparison to other river beds in the country. If the river was dredged, it would only remove a couple of feet of sediment in the narrowest portion of the river channel – the river bottom. The river bottom in Findlay is most places is about 150 feet wide. When water rises during flooding, the river channel grows to over a mile wide in some locations. Therefore, the additional volume capacity you would create by dredging the river bottom and removing two feet of silt at the rivers narrowest point is a very small amount in comparison to the total volume of water in the river at flood stage. As a result, dredging will not reduce the overall flood level by 2 feet. In fact, it may have very little benefit at all. The amount of money spent and the amount of silt (sediment) that would have to be removed in a dredging project would offer minimal benefit to the floodplain area. Dredging is also a temporary solution. Sediment removed will redevelop in a relatively short period of time.
Remember that 837,900,000 tons of silt enters the watershed each year.
Source: Norwest Ohio Flood Mitigation Partnership
| 47. The City of Findlay owns and maintains two above-ground reservoirs that supply drinking water for the City. Both reservoirs are located in the same area near Riverbend Park and share a common wall. Reservoir 1 is a smaller reservoir located at the southeast corner of Reservoir 2. Which of the following describes Reservoir 2 in terms of gallons, depth, and land coverage? | Response Percent | | A. 640,000 gallons, 10 feet deep, covers 100 acres
| | 6.61% | | B. 64 million gallons, 10 feet deep, covers 350 acres
| | 18.39% | | C. 640 million gallons, 15 feet deep, covers 500 acres
| | 29.13% | | D. 6.4 billion gallons, 25 feet deep, covers 800 acres
| | 32.64% | | E. 64 billion gallons, 30 feet deep, covers 1500 acres | | 13.22% |
The correct answer is "D".
Explanation:
The reservoirs hold enough water when at 100% capacity to provide about 980 days, or two and a half years, of drinking water for the City of Findlay at our current usage rate, without requiring water restrictions.
Source: Findlay Water Department
| 48. Findlay Reservoir 1 was constructed in 1948. Reservoir 2 was constructed in 1967, following a severe drought that threatened Findlay’s drinking water supply. How much did it cost to construct Reservoir 2, in 1967? | Response Percent | | A. $250,000
| | 5.44% | | B. $750,000
| | 25.31% | | C. $1.54 million
| | 51.46% | | D. $2.54 million | | 17.78% |
The correct answer is "D".
Explanation:
In 1967, it cost $2.52 million to construct Reservoir 2. In 2007 it would have cost about $22 million(according to the Turner Building Cost Index, which uses the year 1967 as the base year for its cost index. The construction would have cost about 8.76 times the original construction cost to build it in late 2007.)
For method for calculating today's estimated cost click here
| 49. At flood stage, the Blanchard River carries about 37,000 gallons per second through the City of Findlay. During the August 2007 flood, about 116,700 gallons per second were passing through Findlay when the river crested. If the difference (116,700-37,000 = 79,700 gallons per second) were diverted to a storage area comparable to the Findlay Reservoirs, how long would it take the reservoir to fill up? | Response Percent | | A. 53 minutes
| | 27.65% | | B. 7 hours
| | 36.38% | | C. 22 hours
| | 28.90% | | D. 43 hours | | 7.07% |
The correct answer is "C".
Explanation:
This demonstrates the possible size and storage capacity that might be needed to control a flood similar to the August 2007 flood.
A detention basin would have to be constructed, along with the necessary pumps and structures, to handle this as the actual Findlay Reservoirs could not be used for several reasons, some of which are noted below.
Note that the reservoirs are NEVER empty and it would be foolish to empty them in preparation for a flood. The Reservoirs provide drinking water to the City of Findlay that is of a good quality due to the quality of water pumped in and the amount of time it is allowed to settle in the reservoirs before being treated at the treatment plant. If the reservoirs were emptied, it would cause several problems:
1. Water would have to be pumped into the reservoirs. The pumps currently used for this would pick up water as it flowed past the reservoir, before it got to Findlay. This would not eliminate flooding of Lye Creek, Eagle Creek, or Howard Run. Also, the amount of floating debris contained in floodwaters could damage the existing pumps.
2. Potential for the dikes surrounding the reservoirs to collapse given a sudden change in pressure due to emptying and refilling the reservoirs.
3. Filling the reservoirs with very low-quality flood waters that the City would be forced to treat and use as drinking water.
4. Treatment at the Water Treatment Plant would have to change in order to make the water safe for drinking. As it takes time and testing to ensure that the water would be safe, boil advisories would be in affect each time it flooded. Also, there would be no guarantee that the water would be safe until testing was completed, several days later. This greatly increases the potential for the drinking water to be harmful to citizens.
Source: USGS Data, HRPC, City of Findlay Engineering
| 50. Findlay's flood regulations exist because: | Response Percent | | A. Without the regulations the City would not be able to participate in the National Flood Insurance Program.
| | 5.58% | | B. Without the regulations, the City would not be eligible to receive Federal assistance after a disaster for property within the flood plain.
| | 7.85% | | C. The regulations are designed to reduce the risk of future flood damage.
| | 3.10% | | D. All of the above. | | 83.47% |
The correct answer is "D".
Explanation:
Soure: Ohio Department of Natural Resources & City of Findlay
| 51. If a flood causes damage to a structure located in a Special Flood Hazard Area that is 50% or greater than the value of the structure, called substantial damage, the structure must be brought into compliance with the current flood code regulations before beginning repairs. This could include elevating the structure, moving heating and electrical equipment, etc. If a fire causes substantial damage to a structure, the structure must also be brought into compliance with the current flood code before beginning repairs. | Response Percent | | True
| | 83.02% | | False | | 16.98% |
The correct answer is "True".
Explanation:
True. Actually, this applies to any “substantial improvement” being made to the structure, including remodeling that will cost 50% or more of the current value, building addition, repair of damage due to natural disaster such as flood, fire, tornado, high winds, etc. Per City of Findlay Codified Ordinances 1351.04,Flood Damage Reduction Ordinance
Findlay Flood Prevention Ordinance 1351: click here
| 52. No enclosed areas located below Base Flood Elevation, such as crawl spaces, garages, etc. are allowed in Special Flood Hazard Areas. | Response Percent | | True
| | 42.44% | | False | | 57.56% |
The correct answer is "False".
Explanation:
Under certain circumstances, crawl spaces and lower level garages may be permitted. Precautions must be taken to protect the area and the structure and these are called out in the City's Flood Damage Reduction Ordinance, 1351.04. In no circumstances is a basement allowed.
Source: City of Findlay Flood Damage Reduction Ordinance
Findlay Flood Prevention Ordinance 1351: click here
| 53. The City of Findlay recently adopted revised subdivision regulation. One of the new requirements is that "modifications of floodway areas shall only be permitted if an engineering analysis demonstrates...that such modifications will not result in detrimental impacts either up or downstream." | Response Percent | | True
| | 84.49% | | False | | 15.51% |
The correct answer is "False".
Explanation:
The requirement of an engineering analysis to prove no detrimental impacts of changes in the floodway is NOT a new requirement.
New or modified requirements include:
1. Development activities located in areas that are designated as floodplain areas will require an approval from the City Floodplain Administrator and follow all requirements set forth in Chapter 1351 of City of Findlay Codified Ordinances. All engineering analysis shall be conducted by a state registered professional engineer. (previously, only the City Engineer had to approve engineering analysis)
2. No encroachments by fill material or structures will be allowed in floodway. Modification of floodway will only be permitted if meet requirements of Section 60.3 of National Flood Insurance Program regulations and Chapter 1351 of City Ordinances. Modifications shall not result in any increase in base flood elevation. Engineering analysis used to prove such shall extend a distance of one mile upstream and downstream of development site. (This requirement was present previously, but has been reworded for emphasis. Also, this requirement is called out in Section 1351 of City Ordinances.)
3. Basis for determining storm water conveyance (storm sewer size) shall be a 10-year storm. Storm water discharged from platted area to be detained based on 100-year storm volume. Discharge rate for retention/detention areas shall not exceed pre-developed runoff rate from site. Basis for determining discharge shall be 5-year storm. (Previously, retention/detention storage capacity and discharge were both determined by the 5-year storm, so the new requirement is much more stringent.)
4. Provisions shall be made for an emergency overflow route from detention areas to the point of discharge in the event a storm exceeds the 100-year detention capacity. (This is a new requirement.)
5. Subdivider shall be required to post a performance bond to guarantee execution of the detention/retention area plan. Bond shall not be released until actual conditions are verified by Chief Engineer. (previously, the subdivider was required only to post a bond guaranteeing the execution of the grading plan, not the retention/detention areas specifically.)
Copy of ordinance: click here
ODNR Flood Info: click here
Findlay Flood Prevention Ordinance 1351: click here
| 54. Any development occuring within a floodplain is required to, at a minimum, balance the flood storage capacity within their site. | Response Percent | | True
| | 86.26% | | False | | 13.74% |
The correct answer is "True".
Explanation:
City and County regulations require developers to at least maintain the current flood storage volume in the floodplain. This can be done by balancing, or moving soil around within the floodplain to serve the necessary purpose but not change the volume. Developers are required to have the site designed by a licensed professional engineer to determine the flood storage capacity below base flood elevation (100 year flood elevation) prior to construction, and following construction. The developer may only begin work once the plan and proposed flood storage capacity calculations have been approved by the City's Chief Engineer. Following construction and before the City issues the Certificate of Compliance, the developer again must have a licensed professional engineer survey the area and determine the actual change in flood storage capacity. If the flood storage volume has decreased, the developer must correct the issue or risk losing occupancy of the building/development.
Drawing illustrating the cut/fill procedure: click here
| 55. Any alteration, dredging, or filling of a river or stream requires a permit from the Army Corps of Engineers. | Response Percent | | True
| | 90.11% | | False | | 9.89% |
The correct answer is "True".
Explanation:
For a list of all required permits: click here
| 56. The City of Findlay is responsible for maintenance of retention/detention ponds located within subdivisions within the City limits. | Response Percent | | True
| | 33.47% | | False | | 66.53% |
The correct answer is "False".
Explanation:
The City of Findlay is NOT responsible for maintenance of retention/detention ponds located within subdivisions. At the time the subdivision is platted and recorded, the developer is required to sumbit restrictive covenants that control the subdivision and use of the private property contained therein to the County Recorder. City Code requires that the restrictive covenants place maintenance responsibility for detention/retention ponds with the property owners within the subdivision. Usually this is done by requiring the formation of a homeowners association, which can maintain the ponds as necessary and assess the property owners for the cost.
Included in the City of Findlay Codified Ordinances 1111.06(c), "Where a subdivision includes a pond, lake, basin or other physical facilities for stormwater management, the restrictive covenants filed with the plat shall include measures to assure the continued maintenance of the facilities, placing the responsibility for maintenance with the owners of property in such subdivision."
Findlay Flood Prevention Ordinance 1111: click here
| 57. Which agency in Hancock County is responsible for the Ditch Maintenance Program? | Response Percent | | A. Hancock County Engineer
| | 53.38% | | B. Hancock Soil and Water Conservation District
| | 43.25% | | C. Hancock Regional Planning Commission
| | 2.74% | | D. Hancock County Auditor | | 0.63% |
The correct answer is "B".
Explanation:
For More Information: click here
| 58. The Long Term Recovery Committee was formed to: | Response Percent | | A. Make homes safe, secure and sanitary
| | 38.61% | | B. Build a flood wall
| | 3.59% | | C. Raise funds for flood mitigation | | 57.81% |
The correct answer is "A".
Explanation:
Goal is to make homes safe, secure and sanitary.
|
| | | 59. The flood of August 2007 was the second worst on record. The river level was: | Response Percent | | A. 22.01 feet
| | 9.35% | | B. 18.46 feet
| | 82.24% | | C. 16.50 feet
| | 7.94% | | D. 11.00 feet | | 0.47% |
The correct answer is "B".
Explanation:
City of Findlay Flood Information Page: click here
| 60. In the August 2007 flood how many gallons of rain fell in the Blanchard River Watershed? | Response Percent | | A. 2.9 billion gallons
| | 15.57% | | B. 23.5 billion gallons
| | 28.47% | | C. 56.1 billion gallons
| | 30.66% | | D. 82.4 billion gallons | | 25.30% |
The correct answer is "D".
Explanation:
During the rain event that caused the August 2007 flood an average of 6 inches of rain fell on an area of 493,000 acres. The total of that rain is 82.4 billion gallons of water, or the equivalent of 9 million water tanker trucks.
Source: To watch video click here
| 61. The worst flood on record happened in 1913. This flood affected Findlay moreso than most other communities | Response Percent | | True
| | 50.36% | | False | | 49.64% |
The correct answer is "False".
Explanation:
The statewide extent of death and destruction in the Flood of 1913 exceeds all other weather events in Ohio history, justifying the title of “Ohio’s greatest weather disaster.” Rainfall over the state totaled 6-11 inches and no section was unaffected. The death toll was 467 and more than 40,000 homes were flooded.
In Dayton, the Great Miami River flooded 14 square miles of the city and water ran in swift currents 10 feet deep through downtown streets. The flood killed 123 people in Dayton. Downstream on the Miami River, there were about 100 deaths in Hamilton where water was 10 to 18 feet deep in residential areas. Approximately 100 died in Columbus when the Scioto River reached record levels and poured 9 to 17 feet deep through neighborhoods.
Ohio History: click here
| 62. The February 2008 flood reached 16.50 feet with 3.38 inches of rain measured in the City of Findlay. The February 11, 1959 flood reached 16.76 feet. How many inches of rain do you think caused the 1959 Flood? | Response Percent | | A. 2.89
| | 18.75% | | B. 3.14
| | 29.81% | | C. 4.92
| | 36.30% | | D. 5.27 | | 15.14% |
The correct answer is "B".
Explanation:
In 1959, Findlay experienced two major floods in a 3 week period. Both floods crested over 16 feet in the USGS gage height. The first flood, on January 22, 1959 occurred with just 2.72” of rain recorded in the City of Findlay. That flood was compounded by melting snow and ice jams at a number of bridges in Findlay. During the flood, measures were taken to remove the ice jams.
On February 11, 1959, 3.10” of rain fell in the City of Findlay which caused a flood that was recorded at 16.76’. This rain event was very similar to the flood event that happened in February of 2008. Both floods occurred during a time when the soils in the area were completely saturated. Both floods also occurred with two days of heavy rainfall.
Map of 1959 Flood: click here
| 63. February 2008 was the wettest February on record since what year? | Response Percent | | A. 1818
| | 4.37% | | B. 1913
| | 36.17% | | C. 1957
| | 45.63% | | D. 1894 | | 13.83% |
The correct answer is "D".
Explanation:
Source: City of Findlay Water Pollution Control
Please note that 1894 was the first year that rainfall records were maintained.
City of Findlay Flood Information Page: click here
| 64. Since 1981, the following communities have had "Top 10 Historical Floods" an average of how many times? The communities are Findlay, Ottawa, Napolean, Waterville, Grand Rapids and Defiance | Response Percent | | A. 6
| | 50.24% | | B. 7
| | 20.39% | | C. 8
| | 17.96% | | D. 9 | | 11.41% |
The correct answer is "A".
Explanation:
Findlay: 6 of 10
Ottawa: 8 of 10
Defiance 6 of 10
Maumee 4 of 10
Waterville 5 of 10
Grand Rapids 7 of 10
Source: NOAA
For more information click here
| 65. When was the following editorial written?
"The residents of the west end of town are patient and long suffering but they cannot much longer quietly submit to have their streets and premises submerged every time there is a shower. The Council must provide adequate means for carrying this surplus water through town. The property owners have been taxed for and built sewers of sufficient capacity for carrying off the water of their section of town, and now they demand that they be given protection." | Response Percent | | A. 1981
| | 25.18% | | B. 2007
| | 13.80% | | C. 1913
| | 40.92% | | D. 1883 | | 20.10% |
The correct answer is "D".
Explanation:
Source: The Courier
City of Findlay Flood Information Page: click here
| 66. A flood study was conducted in 1962 and made recommendations that might have solved the problem then. | Response Percent | | True
| | 78.85% | | False | | 21.15% |
The correct answer is "True".
Explanation:
The flood reduction plan in the 1962 study recommended the creation of flood walls throughout the City limits along the Blanchard River. It also recommended raising bridges along the Blanchard River to an elevation above the 100 year flood or build bridges that would mechanically rise above the 100 year flood. The plan also included a diversion channel for Eagle Creek and Lye Creek to flow east of town and funnel into the areas that would be protected with flood walls.
Source: City of Findlay Engineering
| 67. The 1962 Flood Study was never implemented because: | Response Percent | | A. Citizens voted not to pay for the improvements.
| | 28.02% | | B. The Army Corps of Engineers recommended nothing.
| | 5.80% | | C. Findlay City Council decided not to pay for the project after the study was completed.
| | 40.10% | | D. None of the above. | | 26.09% |
The correct answer is "D".
Explanation:
The verdict is still out. City Council passed an ordinance to support the study in 1962. In 1963, the plan was favorably submitted to Congress by the Secretary of the Army. Congress then forwarded the plan to the Committee of Public Works in October of 1963. We currently do not know what happened to the plan after that. The USACE seems to think that the project was never implemented because of the lack of Non-Federal funding. We have not received a confirmation from them on how they determined that conclusion.
Source: City of Findlay Engineering
| 68. The 1962 Study's plan to fix flooding estimated the cost at $12.5 million in 1962. According to the Army Corps of Engineers, the same project would cost how much to build today? | Response Percent | | A. $43 million
| | 9.25% | | B. $81 million
| | 22.87% | | C. $116 million
| | 42.34% | | D. $207 million | | 25.55% |
The correct answer is "C".
Explanation:
Source: Army Corps of Engineers
| 69. The main purpose of the 2006 City of Findlay project to lower the Liberty Street Dam and construct riffle structures through downtown was to: | Response Percent | | A. Lower flood levels in the downtown Findlay area
| | 25.00% | | B. Move flood waters more quickly through town
| | 51.21% | | C. To benefit fish and wildlife populations
| | 11.89% | | D. Fix the Liberty Street Dam which was in danger of collapsing | | 11.89% |
The correct answer is "A".
Explanation:
The main purpose of the project was to lower base flood elevations through downtown Findlay.
The Liberty Street Dam was originally constructed in 1906 to insure that downtown Findlay had a minimal amount of water in it at all times. This was important for sanitary sewer pipes that flowed directly to the river at that time – prior to sanitary sewer treatment in the City. The pool of water that the dam created allowed the sanitary waste to flow downstream instead of collecting at overflows and causing health problems. In general, the water level in downtown Findlay was kept at a minimum depth of 6’.
Since the Liberty Street Dam was no longer needed for its original purpose, it was lowered in 2006 so that the river level in downtown Findlay is kept at a minimum depth of 4’. This was done to allow the river to have more volume capacity inside its normal channel to take additional floodwaters. As part of the project, small riffle structures were also placed in the downtown area to maintain water levels at a minimum depth for aesthetic purposes. A secondary benefit of the riffle structures is that they introduce oxygen into the water, helping to improve water quality and fish habitat. The top of the riffle structure located between Cory Street and Main Street is at an elevation two feet lower than the river elevation prior to the project.
A hydraulic model was quantified the benefit of this project's affect on the base flood elevation. The model showed that this project would lower the flood elevation as much as 4” in the area near the Liberty Street dam. It is safe to say that lowering the dam had a positive impact on the August 2007 flood, as it will on future flood elevations.
Source: City of Findlay Engineering and Northwest Ohio Flood Mitigation Partnership
| 70. The Swamp Land Acts of 1849 and 1850 were our nation's first Federal DRAINAGE laws created to drain the territory and improve health conditions. A second result was the creation of arid and fertile soil. Keeping the area dry is still an issue today. When do you think the first national FLOOD laws went into effect? | Response Percent | | A. 1850
| | 15.88% | | B. 1899
| | 27.54% | | C. 1944
| | 34.49% | | D. 1979 | | 22.08% |
The correct answer is "C".
Explanation:
The Swamp Land Acts of 1849 and 1850 were the first important Federal legislation relating to drainage. For many years they were the primary Federal drainage policy. Under this policy vast areas of swamp and overflow lands were transferred to the states on the condition that funds from their sale be used to build the drains and levees necessary to reclaim them. Other Federal legislation that encouraged drainage includes the Reclamation Act of 1902, the Flood Control Act of 1944 and the Watershed Protection and Flood Prevention Act of 1954. In 1969, the National Environmental Policy Act required Federal agencies to consider environmental values, signaling a shift in policy emphasis. Channel modification guidelines were adopted by the U.S. Departments of Agriculture and Interior in 1979.
For more information click here
| 71. in 1867, Ohio produced about 2,000 miles of farm tile annually. By 1960, farm tile production had been around for over 100 years and the amount of tile installed was estimated to be: | Response Percent | | A. 17,000 miles
| | 12.72% | | B. 86,000 miles
| | 21.45% | | C. 140,000 miles
| | 24.44% | | D. 240,000 miles, the distance between the earth and the moon | | 41.40% |
The correct answer is "D".
Explanation:
For more information click here
| 72. What Findlay company has manufactured farm tile since 1887? | Response Percent | | A. Marathon Oil
| | 0.96% | | B. Cooper Tire & Rubber Co.
| | 2.16% | | C. National Lime & Stone
| | 15.83% | | D. Hancor | | 81.06% |
The correct answer is "D".
Explanation:
For more information click here
| 73. The State of Ohio drainage laws have existed since the 1840's. Generally speaking, the Ohio Supreme Court has ruled that: | Response Percent | | A. Landowners are not unqualifiedly allowed to deal with surface water however they deem fit.
| | 8.66% | | B. Landowners are not prohibited from interfering with the natural flow of surface water to the detriment of others
| | 11.88% | | C. The court suggests a “reasonable use” test to examine whether or not an obstruction of surface water flow is acceptable in a particular situation
| | 18.07% | | D. All of the above
| | 43.32% | | E. None of the above | | 18.07% |
The correct answer is "D".
Explanation:
The Reasonable Use Doctrine essentially provides that an acceleration or an obstruction of surface water flow should be examined to determine whether or not the change is "reasonable" in the particular case. In 1980, the Ohio Supreme Court applied the reasonable use doctrine in the case of McGlashan v. Spade Rockledge Corp. The high court defined the rights of landowners as follows: "A landowner is not unqualifiedly privileged to deal with surface water as he/she sees fit, nor is he/she absolutely prohibited from interfering with the natural flow of surface waters to the detriment of others. A possessor of land is legally privileged to make a reasonable use of his/her land even though the flow of water is altered, thereby causing harm to others."
For more information click here
|
| | | 74. The most typical form of disaster assistance is a loan that must be repaid with interest? | Response Percent | | True
| | 65.98% | | False | | 34.02% |
The correct answer is "True".
Explanation:
To learn more about this answer click here
| 75. What is the total value of Federal funding providing for recovery in Hancock County following the August 2007 Flood (As of March 11, 2008)? | Response Percent | | A. $1.5 million
| | 18.03% | | B. $8.5 million
| | 34.38% | | C. $12.2 million
| | 28.85% | | D. $20.3 million | | 18.75% |
The correct answer is "D".
Explanation:
Total = $ 20,344,898. $7,138,959 through the Individuals and Households Program, $5,951,900 in Home/Personal Property Loans through the Small Business Administration, $5,768,700 in Business Loans through the Small Business Administration, $1,485,339 in Federal Share and Administrative Allowance Funds to public entities through Public Assistance Grants.
Source: HRPC
| 76. Flood Insurance is available to the following? | Response Percent | | A. Homeowners
| | 9.38% | | B. Renters
| | 0.46% | | C. Condominium owners
| | 0.46% | | D. A & B
| | 5.26% | | E. All of the above | | 84.44% |
The correct answer is "E".
Explanation:
People who live in the NFIP participating communities, including renters and condo unit owners, are eligible to purchase Federally guaranteed flood insurance.
Facts and Myths of Flood Insurance click here
| 77. Flood Insurance reimburses you for all covered losses up to $250,000. | Response Percent | | True
| | 33.88% | | False | | 66.12% |
The correct answer is "True".
Explanation:
To learn more about this answer click here
| 78. Flood insurance covers basement improvements such as finished walls, floors, ceilings, furniture, and other contents | Response Percent | | True
| | 34.34% | | False | | 65.66% |
The correct answer is "False".
Explanation:
Flood insurance does not cover basement improvements; however, it does cover structural elements and essential equipment. i.e. sump pumps, furances, water heaters etc.
Facts and Myths of Flood Insurance click here
| 79. Flood Insurance claims are paid only if a disaster is declared by the President. | Response Percent | | True
| | 15.17% | | False | | 84.83% |
The correct answer is "False".
Explanation:
Flood Insurance claims are paid even if a disaster is not declared by the President.
To learn more about this answer click here
| 80. You can't buy flood insurance if you are located in a high-flood risk area. | Response Percent | | True
| | 10.42% | | False | | 89.58% |
The correct answer is "False".
Explanation:
You can buy National Flood Insurance no matter where you live if your community participates in the NFIP.
Facts and Myths of Flood Insurance click here
| 81. You are still eligible to purchase flood insurance after your home, apartment, or business has been flooded. | Response Percent | | True
| | 86.50% | | False | | 13.50% |
The correct answer is "True".
Explanation:
After a flood you can purchase flood insurance for your home, apartment or business. The coverage is not retroactive, but it will protect you in the future.
Facts and Myths of Flood Insurance click here
| 82. What percentage of all flood claims paid by the NFIP are outside of Special Flood Hazard Areas? | Response Percent | | A. 5%
| | 15.00% | | B. 5-10%
| | 32.62% | | C. 20-25%
| | 31.67% | | D. 0% Flood Insurance Does not pay outside the Special Flood Hazard Area | | 20.71% |
The correct answer is "C".
Explanation:
Between 20-25% of all claims paid by the NFIP are outside of Special Flood Hazard Area
To learn more about this answer click here
| 83. When flooding is due to a fairly clean source, such as rain water, there is no need to worry about the growth of microorganisims and toxins. | Response Percent | | True
| | 3.01% | | False | | 96.99% |
The correct answer is "False".
Explanation:
For more information click here
| 84. Damp buildings and furnishings promote the growth of what? | Response Percent | | A. Microorganisms
| | 1.36% | | B. Dust mites
| | 0.23% | | C. Cockroaches
| | 0.00% | | D. Mold
| | 11.59% | | E. A and D
| | 61.82% | | F. All of the above | | 25.00% |
The correct answer is "F".
Explanation:
For more information click here
| 85. Substantially damaged residential properties in the floodplain are able to be "flood proofed", as an alternative to elevating it to or above the Base Flood Elevation. | Response Percent | | True
| | 30.59% | | False | | 69.41% |
The correct answer is "False".
Explanation:
Only commercial properties may be flood-proofed. There are many methods to achieve this, but the project has to be certified by a professional engineer.
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| 86. The Northwest Ohio Flood Mitigation Partnership's purpose is to: | Response Percent | | A. Provide support to the Ohio Emergency Management Agency during flood events
| | 4.31% | | B. Establish a process for distributing FEMA money to victims of floods
| | 7.42% | | C. Expedite the design and development of a flood mitigation plan implemented in coordination with responsible public authorities within the Blanchard River Watershed
| | 84.69% | | D. Maintain several flood gages located throughout Northwest Ohio | | 3.59% |
The correct answer is "C".
Explanation:
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| 87. The Blanchard River Watershed Partnership: | Response Percent | | A. Is an organization established to create partnerships to promote watershed awareness, promote responsible land use and management decisions, restore and preserve water quality, and to protect and enhance watershed function
| | 20.05% | | B. Strives to improve or maintain water quality within the watershed
| | 2.39% | | C. Is one of many organizations in the Ohio Watershed Network
| | 5.97% | | D. All of the above
| | 66.59% | | E. None of the above | | 5.01% |
The correct answer is "D".
Explanation:
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| 88. The City of Findlay has submitted 4 separate grant applications to the State of Ohio under the Hazard Mitigation Grant Program. | Response Percent | | True
| | 91.49% | | False | | 8.51% |
The correct answer is "True".
Explanation:
The City has submitted 4 applications for the acquisition and eventual demolition of residential structures located within the 100 year floodplain. The main focus is on homes that were located within the floodway as well as those who were considered repetitive loss and/or substantially damaged.
City of Findlay Flood Information Page: click here
| 89. The City will purchase homes as part of the Hazard Mitigation Grant Program, on a voluntary basis with the purchase price based upon the following: | Response Percent | | A. Amount the City thinks is appropriate
| | 7.35% | | B. Amount the property owner deems necessary
| | 2.61% | | C. Fair Market Value as determined by an independent Certified Appraiser
| | 79.86% | | D. None of the above | | 10.19% |
The correct answer is "C".
Explanation:
As part of the Hazard Mitigation Grant Program, the City is required to offer the Fair Market Value for the property, as determined by a Certified Appraiser. If the property owner does not agree with the offer, he/she may choose not to sell the property, or may hire a Certified Appraiser to perform a second appraisal. An appraisal must be approved and accepted by the State before an offer may be made.
City of Findlay Flood Information Page: click here
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